1. Friends characterize me as...
a) Spendthrift. Shopaholic. Wastrel.
b) someone who enjoys saving money.
c) pretty cheap.
d) I have no friends. Friends have birthdays and I'm not spending money on a stupid present.
2. I buy clothes...
a) only when I need to replace a worn out garment
b) only on sale
c) from the Internet or discount stores like Marshalls & Ross
d) from the $9.99 store
e) only from Salvation Army
f) I don't buy clothes, I just search my neighbors' trash for cast-offs.
3. If I attend a pot-luck party and there are leftovers at the end...
a)I won't take any. I never eat leftovers.
b) I'll take some home if there was something really good.
c) No problem, I bring my own doggy bags.
d) I'm willing to trample old women, children, and the disabled to get every last scrap.
4. Reuse tea bags?
a) Ugh, gross!
b) If I am having a second cup right away.
c) I haven't bought a new tea bag in 2 mos.
d) It's a waste of money to drink tea. Hot water will warm you up just the same. And that way you'll save on sugar and cream.
5. Toiletries
a) I only splurge on high end shampoos and loitions occasionally.
b) The store brands are the only ones that I ever use.
c) I try to rely on the sample sizes that come in the mail and whatever I can get from hotel stays.
d) Why buy when there is a dispenser in the bathroom at work.
6. Regifting?
a) Only items that I don't like and only when I think the new recepient will like it.
b) Habitually.
c) It's mine! My precioussss!
7. Panhandling blind double-amputee Vietnam vet guy?
a) So sad, I always empty my pockets of change
b) I think I bought him a cup of coffee once.
c) Put a button in his cup
d) My brother is such a lazy bum!
8. Health insurance
a) An HMO helps me save money.
b) Uninsured. I use vitamins and am extra careful so I don't have accidents.
c) Uninsured. That's what the Emergency room and fake ids are for.
d) Uninsured. Last year I removed my own appendix and saved a couple thousand dollars.


