I was about a hundred dollars short on paying a bill which normally wouldn't be an issues but I had lost my job. I was going to get some money coming in but it wouldn't be for a couple of weeks. I approached a neighbor about a possible loan and she told me she would loan me $100 but she wanted some collateral. She told me to come into her house and told me what she wanted as collateral. To put it briefly, it involved her with a camera and me naked. I refused and she told me the offer was open anytime I wanted and to let her know. I asked other people for a loan and was turned down by each of them. My only option was to go back to my neighbor.

Back to my neighbor I went and reluctantly told her I would do it. She gave me more details on what she wanted and it included her taking a video of me masturbating. I did complain to her that this was sexual harassment. She simply replied asking if I wanted the money or not. I tried to get out of doing the masturbation part but she said it was her money so it was going to be her terms or else I should go somewhere else for the loan. My clothes came off and she took lots of pictures of me in all sorts of poses and lots of close ups. Then I did the video which was very embarrassing to have someone not only see me do that for the first time but also record it. The terms of the agreement was when my money came in I would pay her and she would deleted the pictures and video. I had 4 weeks to pay her back and if I didn't she owned the pictures and video and could do whatever she wanted with them. She even had me sign a agreement to this effect.

The weeks 4 came and my money was held up so I couldn't pay her yet. She made me another temporary deal which was that every week I was to come over at least twice and do whatever she want me to do and let her take more pictures and videos and of course it was going to be sexual. This would continue until I paid her back or until she got bored with me. She said it was an incentive to pay her back quickly or at least be creative with my sexual poses and acts to keep her interest or else all my pictures and videos would be put out there for all to see. She also had one of her friends present during one of the shoots which I complained about. I was asked if I had the $100 dollars, wanted my pictures and videos put out there or if I wanted her friend to be present. I didn't have the money and didn't want my photos and video put out there so due to the process of elimination I had another woman watch as I posed naked and then masturbated.

I finally received my money about a month and half late and was able to pay her the $100 but not before she had taken more photos and videos of me along with inviting some other women to watch these shoots and me doing some sexual acts. She did keep her word about deleting the photos and videos and told me she would never have put them out there for all to see. She did call me a dirty doggy to actually let her friends watch me pose naked and masturbate for them.